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Keys 2 Homeownership™

If you're considering homeownership, either immediately or down the line, please watch the video below titled Keys 2 Homeownership™. It offers insightful details on how you can enhance your life starting today!

Who Qualifies For Keys 2 Homeownership™ Program?

No matter your challenges with income, credit, or location, we provide avenues to accumulate and strengthen credit for home ownership. Tailored to your household's combined income, our programs are accessible for those with good, fair, or even poor credit. We accommodate various initial down payment sizes, whether they are substantial, moderate, or minimal

What are Owner/Seller Financed Homes?

In today's economic landscape, a significant number of individuals find themselves unable to qualify for conventional bank loans. This barrier often stands in the way of many earnest and diligent people who aspire to own a home. Owner-financed homes offer a solution; these are home loans offered directly by the seller instead of a bank. This arrangement assists you in building the necessary credit and equity to eventually secure a bank loan and fully own your home.

What If I Do Not Have Enough Down Payment to Qualify?

You'll become a part of our VIP program, which operates like a 'House on Layaway' plan. In this setup, you'll start by depositing your initial available funds with us and then continue to add more with each paycheck. This process continues until you've saved enough to move into your new home.

What Are The Next Steps?

Reach out to our specialist by filling out the initial application or contact form. Once completed, it will be sent to a nearby affordable housing advisor in your area. They will then contact you via email or phone for a FREE, no-obligation consultation to assess your requirements. Allow them to help you find the perfect home that fits your budget and your specific needs. Now is the time to secure a place you can call your own.

  • Opting for Rent to Own elevates you to Silver Level membership.

  • Choosing in-house financing places you at the Gold Level.

  • And if you're eligible for new bank financing, you achieve Platinum Member status.

Contact Us

Curious about how to begin your journey with Keys 2 Homeownership™ today and what it takes to qualify?

Simply click apply now to complete the preliminary form or complete the contact form below, and a member of our dedicated housing team will soon reach out to you to discuss your initial steps towards owning a home!

Are you yearning to own a home but worried about qualifying?

Curious about different ways to become a homeowner?

You are NOT alone. In America, over 100 million families don't own their homes. Astonishingly, about 80% of Americans are ineligible for traditional bank loans, posing a substantial hurdle in achieving the dream of homeownership.

Don't let your hard-earned money go to waste. Start your journey with "Keys to Homeownership" today. Our team of housing experts is here to guide you through unique home buying options, including rent-to-own, tailored to what you can afford without strain.

Discover and learn more about the "Keys to Homeownership" program by clicking here.

Start Your Journey to Homeownership

Preliminary Application

Click here to fill out a preliminary application and start your Keys 2 Homeownership™ journey and one of our specialist will get in touch with you regarding options in your area. Or you can learn more about qualifying by following this link.

  • We Can Help You Save & Improve Your Credit

  • We are Multi-Service Real Estate Solutions Company Who Have the ABILITY to SOLVE COMPLEX REAL ESTATE Situations.

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Us In The Trenches With Many Other Fighters Unseen!

Veteran & Family Oriented

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  • Expert Guidance Tailored to You 🧭: Our team of experienced real estate professionals is dedicated to your success. from personalized guidance to expert advice, we provide the support you need at every stage of the process. we're committed to ensuring that your home buying journey is efficient, transparent, and stress-free.

  • Flexible Financing Options 🛠️: We understand that Financial constraints can be a significant obstacle in a traditional home buying process. That's why we've partnered with leading financial institutions to offer flexible financing Solutions Taylor to your circumstances. Our goal is to help you achieve homeownership without unnecessary hurdles.

  • Simplified process 🎯: We’ve streamlined the home buying journey to ensure a hassle-free experience. say goodbye to complex paperwork, lending negotiations, and endless property viewings. Our intuitive platform guides you through each step, making home buying more accessible than ever before.

  • Free Knowledge That Lenders Keep Secret 🤫: Knowledge is power, and we believe it should be free. That's why we advocate, provide awareness and pull back the curtain; revealing the secrets and strategies that can help you get from renter to owner.

About

Meet The Team

Who We Are | What We Do

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Partner with Us

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Foreclosure Mitigation

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© 2024 Keys 2 Homeownership™. ALL RIGHTS RESERVED.

TERMS OF SERVICE | PRIVACY POLICY | PRIVATE MEMBER ASSOCIATION

About

Meet The Team

Who We Are | What We Do

Get Involved

Be a Legacy Builder

Legacy Planning

Partner with Us

Mission Initiatives

Charities & Foundations

Our Services

Foreclosure Mitigation

Leave a Review/Testimonial

FAQ

Get In Touch

Contact Us

Leave a Review/Testimonial

FAQ

© 2024 Keys 2 Homeownership™. ALL RIGHTS RESERVED.

TERMS OF SERVICE | PRIVACY POLICY | PRIVATE MEMBER ASSOCIATION

We Help Homeowners In Any of These Type of Situations

🆘🏠

  • Pre-Foreclosure

  • Out of State Owner

  • Vacant / Abandoned Homes

  • Tired Landlords

  • Divorce Proceedings

  • Code Violations

  • Tax Liens

  • Probate

  • +More

Why Do We Do What We Do:

  • People go through very hard times in life and they should not be penalized for not knowing their options!"

  • We fight for the rights of the people ACROSS THE NATION! It's a movement and our passion!

  • We understand legalese and make sure you are not getting pushed around.

  • We

Are You?

  • 😡 Fed up with the banks and lenders? We get it. You've been let down before.

  • As Your Real Estate Professional, we're not like the rest. We're on YOUR side. Our mission is to protect YOUR home and YOUR rights.

  • Don't let anger hold you back. Trust us to fight for you. Our team of experts is ready to stand by your side.

  • Claim your FREE consultation and discover a partner who genuinely cares about your well-being. 🛡️

    Your home deserves protection. Contact us now! 📞

FAQS

What is Pre-Foreclosure?

Simple Answer: This is the scary Twilight Zone period after you've missed a few mortgage payments but before the bank swoops in to auction off your house.

Reality Check: You're not out of the game yet. This is a crucial time to take action, like calling in Divine Property Associates for some timely assistance. 🦸‍♂️

How Long Does Pre-Foreclosure Last?

Simple Answer: Typically, 3-6 months, but it can vary.

Reality Check: Think of this as the "last call" at your favorite bar. The clock is ticking, but you've still got a few minutes to order something that could save the night—or in this case, your home.

Can I Sell My House During Pre-Foreclosure?

Simple Answer: Yes, you can!

Reality Check: Selling during pre-foreclosure is like a Hail Mary in football. It's a last-ditch effort, but when it works, oh boy, are you the MVP! 🏈

What Happens if I Can't Make Payments?

Simple Answer: If you can't catch up or negotiate with the lender, your home will go to auction.

Reality Check: This is the part where the rollercoaster starts to plummet, and you're screaming, but not in a fun way. Secure your seatbelt and get some professional help. 🎢

Are There Any Alternatives to Foreclosure?

Simple Answer: Yes, there are options like loan modifications, short sales, or even bankruptcy in some cases.

Reality Check: Picture yourself in a maze. There are multiple exits, but you need a guide to find the best one for you. That's where experts can help you navigate the labyrinth. 🗺️

Remember, pre-foreclosure is a complicated dance, but you don't have to boogie alone. Reach out for professional guidance, like a dance partner who knows all the right steps. 🕺💃

Will a Foreclosure Prevent Me from Buying Another House?

Simple Answer: Not forever, but it will make things challenging for a while.

Reality Check: Imagine you've just eaten a bowl of grandma's spicy chili 🌶️, and now you're trying to go on a rollercoaster. There's a waiting period before you can ride safely. Same goes for getting a new mortgage after foreclosure. Your credit score takes a hit, and you'll typically need to wait a few years before lenders will consider you less of a financial risk.

Possible Waiting Periods:

FHA loans: Minimum 3 years

VA loans: Minimum 2 years

Conventional loans: Minimum 7 years

Tips to Bounce Back:

Rebuild your credit

Save for a down payment

Secure stable employment

So yes, a foreclosure is like having a black mark on your dating profile—it's not a deal-breaker, but you'll have to work extra hard to show you're still a catch. 🎣

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