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Program Tiers

Keys 2 Homeownership™

Whether you're a first-time home buyer, interested in owner financing, or dealing with challenging credit situations like bad credit, excellent credit, or even no credit, our programs are tailored to assist you in realizing your dream of homeownership.

Our Keys 2 Homeownership™ programs are crafted to align with your current financial capabilities, supporting your growth towards eventual homeownership at your discretion.

Opting for Rent to Own elevates you to Silver Level membership.
Choosing in-house financing places you at the Gold Level.
And if you're eligible for new bank financing, you achieve Platinum Member status.

Our team is ready to guide you through each stage at a pace that suits you best. Keys 2 Homeownership™ is a tailored program to assist families and individuals like yours in the journey toward owning an affordable home. Our team of housing specialists is committed to uplifting the community and transitioning responsible renters to proud homeowners. We offer housing solutions where monthly payments are kept comfortably below one-third of a family's total monthly income. This approach ensures that your family can secure a home that is not just affordable but also sustainable in the long run, helping you obtain your keys to your future home.

Get Started

The
Keys 2 Homeownership™ program offers a variety of options to speed up your journey to owning your own home. Our available programs are:

Begin at a financial level that's comfortable for you and accelerate your path to homeownership.

Prelim ApplicationFill Out

Are you yearning to own a home but worried about qualifying?

Curious about different ways to become a homeowner?

You are NOT alone. In America, over 100 million families don't own their homes. Astonishingly, about 80% of Americans are ineligible for traditional bank loans, posing a substantial hurdle in achieving the dream of homeownership.

Don't let your hard-earned money go to waste. Start your journey with "Keys to Homeownership" today. Our team of housing experts is here to guide you through unique home buying options, including rent-to-own, tailored to what you can afford without strain.

Discover and learn more about the "Keys to Homeownership" program by clicking here.

Start Your Journey to Homeownership

Preliminary Application

Click here to fill out a preliminary application and start your Keys 2 Homeownership™ journey and one of our specialist will get in touch with you regarding options in your area. Or you can learn more about qualifying by following this link.

Prelim ApplicationFill Out

Helping Renters Become Buyers

We Can Help You Save & Improve Your Credit
We are Multi-Service Real Estate Solutions Company Who Have the ABILITY to SOLVE COMPLEX REAL ESTATE Situations.

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Us In The Trenches With Many Other Fighters Unseen!

Veteran & Family Oriented

Women & Family Oriented

Rent to Own

Silver

The Rent To Own program we offer provides aspiring homeowners the chance to secure a home immediately, while they focus on improving their credit and accumulating the required down payment for a conventional bank loan. With an initial small down payment, you can move into your new home right away, earning a consistent monthly credit that goes towards the eventual purchase of the house. Once you've enhanced your credit score and saved enough for a down payment, you can smoothly transition to our Owner Financing program, or directly to a traditional bank loan with low interest, ultimately owning the very home you've been residing in.

Try Before You Buy

Owner Financing

Gold

Members at the Gold level of the Keys 2 Homeownership™ program have access to our exclusive in-house financing. This option offers alternative financing solutions for those eager to purchase their home now. Our team of housing experts is skilled in assessing each customer's unique circumstances and needs, crafting a personalized path that aligns with your affordable and sustainable payment level. Gold level members benefit from tax savings and credit building opportunities, paving the way to a traditional bank loan with low interest rates. We also connect our Gold level clients with skilled and seasoned mortgage professionals to find the mortgage that best suits their individual requirements. Our aim is to expedite our customers' journey to homeownership and set them on a course for long-term financial success with their home.

In-House Financing | Agreement for Deed

Cash Sale

Platinum

The Keys 2 Homeownership™ program isn't just for renters aspiring to begin their homeownership journey. It's crafted to assist home buyers at any stage in securing quality, affordable housing for their families. With hundreds of homes ready for purchase by qualified buyers, we're here to facilitate your interactions with mortgage companies, ensuring you get the most suitable mortgage program. Our goal is to help you transition into your new home more swiftly.

Traditional Home Sales

Expert Guidance Tailored to You 🧭: Our team of experienced real estate professionals is dedicated to your success. from personalized guidance to expert advice, we provide the support you need at every stage of the process. we're committed to ensuring that your home buying journey is efficient, transparent, and stress-free.
Flexible Financing Options 🛠️: We understand that Financial constraints can be a significant obstacle in a traditional home buying process. That's why we've partnered with leading financial institutions to offer flexible financing Solutions Taylor to your circumstances. Our goal is to help you achieve homeownership without unnecessary hurdles.
Simplified process 🎯: We’ve streamlined the home buying journey to ensure a hassle-free experience. say goodbye to complex paperwork, lending negotiations, and endless property viewings. Our intuitive platform guides you through each step, making home buying more accessible than ever before.
Free Knowledge That Lenders Keep Secret 🤫: Knowledge is power, and we believe it should be free. That's why we advocate, provide awareness and pull back the curtain; revealing the secrets and strategies that can help you get from renter to owner.

Our Resilience, Expertise, Moral Integrity, Compassion & Values is what sets us apart.

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Address: Nationwide Services | Partnered

Sister Divisions: Divine Property Associates | Morney Signing Services, TX | CT Notary Hub | Golden Gates Consulting, CT | You Need It Specific

We Help Homeowners In Any of These Type of Situations

🆘🏠

Pre-Foreclosure
Out of State Owner
Vacant / Abandoned Homes
Tired Landlords
Divorce Proceedings
Code Violations
Tax Liens
Probate
+More

Why Do We Do What We Do:

People go through very hard times in life and they should not be penalized for not knowing their options!"
We fight for the rights of the people ACROSS THE NATION! It's a movement and our passion!
We understand legalese and make sure you are not getting pushed around.
We

Are You?

😡 Fed up with the banks and lenders? We get it. You've been let down before.
As Your Real Estate Professional, we're not like the rest. We're on YOUR side. Our mission is to protect YOUR home and YOUR rights.
Don't let anger hold you back. Trust us to fight for you. Our team of experts is ready to stand by your side.
Claim your FREE consultation and discover a partner who genuinely cares about your well-being. 🛡️
Your home deserves protection. Contact us now! 📞

FAQS

What is Pre-Foreclosure?

Simple Answer: This is the scary Twilight Zone period after you've missed a few mortgage payments but before the bank swoops in to auction off your house.

Reality Check: You're not out of the game yet. This is a crucial time to take action, like calling in Divine Property Associates for some timely assistance. 🦸‍♂️

How Long Does Pre-Foreclosure Last?

Simple Answer: Typically, 3-6 months, but it can vary.

Reality Check: Think of this as the "last call" at your favorite bar. The clock is ticking, but you've still got a few minutes to order something that could save the night—or in this case, your home.

Can I Sell My House During Pre-Foreclosure?

Simple Answer: Yes, you can!

Reality Check: Selling during pre-foreclosure is like a Hail Mary in football. It's a last-ditch effort, but when it works, oh boy, are you the MVP! 🏈

What Happens if I Can't Make Payments?

Simple Answer: If you can't catch up or negotiate with the lender, your home will go to auction.

Reality Check: This is the part where the rollercoaster starts to plummet, and you're screaming, but not in a fun way. Secure your seatbelt and get some professional help. 🎢

Are There Any Alternatives to Foreclosure?

Simple Answer: Yes, there are options like loan modifications, short sales, or even bankruptcy in some cases.

Reality Check: Picture yourself in a maze. There are multiple exits, but you need a guide to find the best one for you. That's where experts can help you navigate the labyrinth. 🗺️

Remember, pre-foreclosure is a complicated dance, but you don't have to boogie alone. Reach out for professional guidance, like a dance partner who knows all the right steps. 🕺💃

Will a Foreclosure Prevent Me from Buying Another House?

Simple Answer: Not forever, but it will make things challenging for a while.

Reality Check: Imagine you've just eaten a bowl of grandma's spicy chili 🌶️, and now you're trying to go on a rollercoaster. There's a waiting period before you can ride safely. Same goes for getting a new mortgage after foreclosure. Your credit score takes a hit, and you'll typically need to wait a few years before lenders will consider you less of a financial risk.

Possible Waiting Periods:

FHA loans: Minimum 3 years

VA loans: Minimum 2 years

Conventional loans: Minimum 7 years

Tips to Bounce Back:

Rebuild your credit

Save for a down payment

Secure stable employment

So yes, a foreclosure is like having a black mark on your dating profile—it's not a deal-breaker, but you'll have to work extra hard to show you're still a catch. 🎣